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In the excitement of purchasing a new home, it can be easy to forget about some details that are, in the grand scheme of things, pretty vital. For instance, if a mechanic injures their hand or a teacher has back surgery. No two policies or companies are the same, so take your time reviewing the types of hazard homeowner's in. Purchasing a home is an important investment for many adults, and it's equally important to protect that investment. If you own a home, you know that homeowners insurance is a necessary expense — and it can be a costly one at that.

In the excitement of purchasing a new home, it can be easy to forget about some details that are, in the grand scheme of things, pretty vital.

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